How Much Does It Cost to Have a Baby?

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Just how much does it cost to get a baby? When my husband and I were floating the concept of expanding our loved ones, it was not simple to locate answers to this query. Each Google search led me down a bunny trail of shipping prices by state and also the charge to raise a child from birth 18 decades (occasionally it is just better to not understand one).

We only wanted to know the complete, actual image: how far does a baby price (such as delivery, the infant equipment, the missing earnings, the whole nine yards). Put another way, just how much money did we will need to put aside within our Baby Fund class in YNAB prior to bringing a new person into this world?

For anybody unfamiliar, YNAB stands for You want a Budget, and it is the budgeting program I use (and where I work part time!) . It is why I have all of this info in this detailed form.

After preparation for and having a baby, I’m pleased to share the results with you to create your Google search a bit simpler! Listed below is each baby-related buck we invested over a span of 13 weeks (from conception during our infant’s first four weeks of life).

My hope in sharing these amounts would be to provide 1 reference point. You might look at these expenses and think”Wow, that is a lot!” , or”Wow, that is not so much!” Every household’s experience and tastes will differ, but I needed to offer you my expertise since I understand this advice was difficult to come by when I was in your shoes.

About Us

Names: James and Laura

Ages: 30 & 31

Location: Houston, TX

Job: Small company manager, part-time service expert

Just How Much It Cost to Have Our Baby: $1,162

Here is the high-level overview of what it cost to get our baby from conception during our infant’s first four weeks on earth.

  • Medical Prices: $2,874
  • Maternity Leave Income Replacement: $2,079 (just how much we saved to pay my lost income during maternity leave)
  • Nursery: $564
  • Maternity Clothing: $463
  • Diapers & Wipes: $293
  • Education & Apps: $192
  • Baby Gear: $157
  • Medicine & Vitamins: $122
  • Baby Clothing: $102
  • Feeding: $67
  • Toys & Books: $41
  • Baby Bath time & Toiletries: $14
  • Miscellaneous: $194

Total: $1,162

Below you will get the detailed breakdown of each cost we incurred. Your listing of must-haves may look somewhat different than mine, but that was exactly what worked for our loved ones.

To paint the most accurate image, I have also included the things we received as presents from family members and friends. We had so much ample service to offset our prices! 

Category What
that I
Spent
Notes
Medical Expenses
Initial Interest



$624 Section of a Christian health-sharing company (Liberty Healthshare). Pregnancy spanned two insurance years
Secondly Interest


How Much Does It Cost to Have a Baby See.svg Giv.in

$2,250
Maternity Leave Revenue Replacement
Saved Up Lost Income


1594092760 331 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$2,079 As a part-time worker I didn’t qualify for paid leave, therefore we had to conserve up to pay my lost income for 16 weeks.
Nursery
Bassinet


1594092760 970 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$21 Graco Pack n’ Play
Diaper pail


1594092760 970 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$46 Ubbi
Glider and ottoman


1594092760 970 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$141 Amazon
Shifting pad


1594092760 970 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$43
Shag rug


1594092760 970 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$237 Wayfair
Crib, mattress, bedding


1594092760 970 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$0 Gifted (from IKEA)
Changing table


1594092760 970 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$0 Gifted (from IKEA)
Child-size seat


1594092760 970 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$0 Gifted (from IKEA)
So many blankets!


1594092760 970 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$0 Gifted
Decorative mobile


1594092760 970 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$0 Gifted
Blackout drapes


1594092760 970 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$76
Baby track


1594092760 970 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$0 Gifted (Arlo Baby)
Maternity Clothing
Maternity pants


1594092760 210 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$121 I was amazed how much I invested in this class! I opted to purchase new clothes instead of shop for cheaper options.
Maternity dresses


1594092760 210 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$86
Nursing bras and breast implants


1594092760 210 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$208
Underwear


1594092760 210 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$48
Diapers & Wipes
Diapers


1594092760 597 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$265 Bought a few, heaps of diapers were talented
Wipes


1594092760 597 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$28
Diaper tote


1594092760 597 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$0 Gifted
Education & Apps
Childbirth course in the hospital


1594092760 403 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$85
Newborn sleep class


1594092760 403 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$97 Accepting Cara Infants — that wins for my favourite purchase up to now. Helping our newborn sleep saved our sanity large moment.
Contraction timer program


1594092760 403 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$1
Baby tracker program


1594092760 403 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$5
Kindle publication


1594092760 403 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$4 (Babywise)
Baby Gear
Automobile seat & stroller travel system


1595371996 548 We Have 4 Kids Live in Maryland and Make 240Kyear.svg Giv.in

$135 (Evenflo)
Bouncer chair


1595371996 548 We Have 4 Kids Live in Maryland and Make 240Kyear.svg Giv.in

$21 (Fisher-Price)
Baby wrap


1595371996 548 We Have 4 Kids Live in Maryland and Make 240Kyear.svg Giv.in

$0 Gifted (K’Tan)
Baby carrier


1595371996 548 We Have 4 Kids Live in Maryland and Make 240Kyear.svg Giv.in

$0 Gifted (Infantino)
Medicine & Vitamins
Prenatal vitamins


1594092760 982 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$63
Vitamin D drops


1594092760 982 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$17
Gas drops


1594092760 982 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$10
Children’s Tylenol


1594092760 982 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$8
Prescriptions for psoriasis


1594092760 982 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$25
Baby Clothing
Footed pajamas


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$28
SwaddleMe swaddles


1592621957 536 On Headwinds and Tailwinds You Need A Budget.svg Giv.in

$31
Zipadee-Zip sleep bag


1592621957 536 On Headwinds and Tailwinds You Need A Budget.svg Giv.in

$43
Halo SleepSack swaddle


1592621957 536 On Headwinds and Tailwinds You Need A Budget.svg Giv.in

$0 Gifted
All other infant accessories and clothes


1592621957 536 On Headwinds and Tailwinds You Need A Budget.svg Giv.in

$0 Gifted. We obtained SO MUCH baby clothes from family and friends, we barely needed to purchase a thing!
Feeding
Spectra S2 breast implants


1595371996 564 We Have 4 Kids Live in Maryland and Make 240Kyear.svg Giv.in

$0 Gifted
Transport for pump


1595371996 564 We Have 4 Kids Live in Maryland and Make 240Kyear.svg Giv.in

$23
Replacement pump attachments


1595371996 564 We Have 4 Kids Live in Maryland and Make 240Kyear.svg Giv.in

$34 A friend gave me her gently-used pump at no cost, I paid transportation and also for replacement accessories.
Sample box of bottles


1595371996 564 We Have 4 Kids Live in Maryland and Make 240Kyear.svg Giv.in

$10
Nursing pillow


1595371996 564 We Have 4 Kids Live in Maryland and Make 240Kyear.svg Giv.in

$0 Gifted
Burp cloths


1595371996 564 We Have 4 Kids Live in Maryland and Make 240Kyear.svg Giv.in

$0 Gifted
Bibs


1595371996 564 We Have 4 Kids Live in Maryland and Make 240Kyear.svg Giv.in

$0 Gifted
Toys & Books
Otteroo throat floatie


1595371996 583 We Have 4 Kids Live in Maryland and Make 240Kyear.svg Giv.in

$25
Tummy time water mat


1595371996 583 We Have 4 Kids Live in Maryland and Make 240Kyear.svg Giv.in

$16
Novels


1595371996 583 We Have 4 Kids Live in Maryland and Make 240Kyear.svg Giv.in

$0 Gifted
Toys


1595371996 583 We Have 4 Kids Live in Maryland and Make 240Kyear.svg Giv.in

$0 Gifted
Baby Bath Time & Toiletries
Baby cream


1594525117 329 We Have 4 Kids Live in Maryland and Make 240Kyear.svg Giv.in

$14
Bath towels


1594525117 329 We Have 4 Kids Live in Maryland and Make 240Kyear.svg Giv.in

$0 Gifted
Bathtub


1594525117 329 We Have 4 Kids Live in Maryland and Make 240Kyear.svg Giv.in

$0 Gifted
Baby shampoo and wash


1594525117 329 We Have 4 Kids Live in Maryland and Make 240Kyear.svg Giv.in

$0 Gifted
Thermometer, nail clippers, and hygiene items


1594525117 329 We Have 4 Kids Live in Maryland and Make 240Kyear.svg Giv.in

$0 Gifted
Miscellaneous
Pregnancy wedge cushion


1596063919 62 How Much Does It Cost to Have a Baby See.svg Giv.in

$17
Parking for prenatal appointments and hospital stay


1596063919 62 How Much Does It Cost to Have a Baby See.svg Giv.in

$128 Who knew parking will accumulate so quickly?
Gender show poppers


1596063919 62 How Much Does It Cost to Have a Baby See.svg Giv.in

$11
Baby shower thank-you cards and stamps


1596063919 62 How Much Does It Cost to Have a Baby See.svg Giv.in

$38
Future Budgeter
YNAB infant swag


1594092760 916 We Live in Seattle With 3 Kids Making 120K a.svg Giv.in

$0 Gifted
Total Expenses
$7,162
How Much Does It Cost to Have a Baby See Giv.in
Our small baby budgeter.

More than anything, I hope that this can help inspire and inform individuals that are thinking of getting parents to take the dip. The upfront costs aren’t a little sum, but nothing compares to the delight of fulfilling and enjoying your little one!

Wish to begin looking for your baby funding? Get started with a complimentary 34-day trial of You want a Budget today.  

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